Not a huge deal either way, but something I briefly mention only because it's real, and I haven't seen it anyplace else. Eleven million workers (or whatever actual number there is) gaining the sort of legitimacy being discussed would allow home purchase mortgages to some significant number of potential homebuyers who have been totally ineligible until now. In a national housing market that is still only gradually strengthening, doing something that helps increase the floor under it would certainly seem to be a positive. Realistically we are talking about largely lower income families, but FHA financing has ways that three or four wage earners with established earnings histories can end up as joint owner occupants of their own little piece of the American Dream. And then the sellers of those homes can move up, etc. Might we even hope for some relatively near term boost to new home construction, and the employment increase that would result?