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I have had a PEC since my early 20s due to RA arthritis. and am self employed. Now thanks to obamacare I will have insurance for the first time in 20 years.  
And the great thing is it is affordable! Yea!!!
Finally was able to get on and finish my app this morning. I may have had a headstart as I created an account last month before the site went live. Site is still slow and buggy but working. Was able to compare plans and pricing. Much more affordable than I had even thought it would be.
But I am still unhappy because so many people are left in the dust here in North Carolina due to  medicaid expansion rejected by our new Repub gov.
Many people I know, friends and neighbors will still have no regular access to doctor until they have to be carried into the emergency room.
The sad part is either they don't vote, or vote republican and are so misinformed about "Obambacare" they still think its a socialist plot to steal their freedom.
I can only hope that reality will win the day (someday)

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Comment Preferences

  •  Yay for you! I am worried about those who (9+ / 0-)

    are either misinformed or have no way to get informed.

    I am also starting to wonder if, much like medicaid & medicare, people are aware but really have no clue how it all works-until needed.  Just yesterday I asked a front line person at a major children's hospital if they had been told not to discuss the ACA with patients.   I asked because my state gov is obstructing info.  The person had no clue what ACA was until I said ObamaCare.  Scary.

    •  That is so true (10+ / 0-)

      It would be against the financial self interest of any major provider not to provide information on ACA.  They don't get paid when people don't have insurance so hopefully money will speak louder than ideology.
      We will win this thing in the end because reality is on our side.

    •  So what was the answer? (2+ / 0-)
      Recommended by:
      worldlotus, Oh Mary Oh
      Just yesterday I asked a front line person at a major children's hospital if they had been told not to discuss the ACA with patients.  I asked because my state gov is obstructing info.
      Once you explained that ACA = Obamacare, did this person say that s/he had or had not been told to discuss it with patient's families?  And what state are you in?  

      "My country, right or wrong; if right, to be kept right; and if wrong, to be set right." -- Sen Carl Schurz 1872

      by Calamity Jean on Fri Oct 04, 2013 at 10:30:30 AM PDT

      [ Parent ]

      •  Sorry for delay in response-had to take child to (2+ / 0-)
        Recommended by:
        Calamity Jean, Oh Mary Oh

        dr appt.

        I live in GA.  I happen to have a child with special needs who regularly is seen/treated/monitored by multiple specialists-99% are connected to major childrens hospital system.

        We happened to have appts all this week & I took the opportunity to "fish for info" as delicately as possible.

        I point blank asked the individual whether "ya'll have been told not to discuss the ACA with patients".  

        In hindsight, based on the conversation that followed, I realize I will need to re-phrase my question (lol) for the next upcoming gazillion appts....

        My take away from our conversation was that a great many have asked various questions about Obamacare this week-enough so that this individual & co-workers realized their own lack of knowledge.  

        As a result, this individual stated she & co-workers all have started "boning up" on what it is & how it works & in the meantime are directing people to the dot gov site.

        The conversation took on a life of its own & I just let it happen.  I mainly listened & piped in with correct info.  It was akin to buddys at work just talking & proved interesting.  I just did not have the chance or heart to baldly ask if the gov. had issued a gag order.

        Made me ponder later though, how many front line health care beings might not know the ins/outs of ACA & whether even small practices are providing any training or overview info to staff.  I guess I just expected a major hospital system to have done so.

        I plan on checking with other healthcare providers at upcoming appts.  A few weeks ago I could not find but 2 entities in the metro zip code that acted as "navigators"-some kind of planner & the other was a Vietnamese refugee organization..

        Really upset me as we have over 1.5 million un-insured in this state.  Asshat insurance commissioner & governor have been gleeful about obstruction in the recent past.   Grrr.

  •  Day 4 for me and I can't complete an application (3+ / 0-)
    Recommended by:
    cotterperson, bepanda, Susipsych

    I get about halfway through the application and no further because of glitches in the website.  Maybe the 20th attempt will be the charm...

    Intelligence agencies keep things secret because they often violate the rule of law or of good behavior. -Julian Assange-

    by ChadmanFL on Fri Oct 04, 2013 at 10:01:07 AM PDT

  •  Don't give up (0+ / 0-)

    Keep trying and good luck.

  •  Putting the heavy traffic in context: (1+ / 0-)
    Recommended by:

    The Healthcare.Gov website received 2.8 million visitors on the opening day.

    To put that in context, that's more traffic than Amazon averages--and it takes a lot more bandwidth to go through the health insurance process than to order a DVD or hard drive online. This is particularly impressive given that Amazon has had 18 years and tens of billions of dollars to build up their massive infrastructure, while the ACA has only had about 2 years to do so.

    Not sure whether the traffic level has dropped a bit over the last few days, but frankly, I'm impressed that it's holding up as well as it is.

    •  Not trying to bash or pile on... (1+ / 0-)
      Recommended by:

      But the federal government is running the exchanges for something like 34'ish states.  Did they somehow not expect millions of hits from day one?  This rollout was over 3 years in the making.  I get some glitches, but the thing isn't even functional for myself or anyone I know.

      Intelligence agencies keep things secret because they often violate the rule of law or of good behavior. -Julian Assange-

      by ChadmanFL on Fri Oct 04, 2013 at 10:28:12 AM PDT

      [ Parent ]

      •  understand your frustration (0+ / 0-)

        It may take at least a few more weeks for things to smooth out.
        Don't give up though I have seen improvements daily and know the programmers have to be working furiously behind the scenes to get it up and running.

        •  I'm more worried about perception than anything (0+ / 0-)

          Ya, I know I have until December 15th to get coverage for the new year.  I was just hoping for a smoother beginning for enrollment to counter the RW lies/misinformation.  I've already had one friend (A Dem and supportive of the law) call waiting to login to "worse than waiting at the DMV."  I just hope this website is functional at least by early next week.  

          But yes, I know how bad rollouts for new programs can be.  This is still MUCH smoother than Bush's Medicare Part D debacle.  When that thing went live there were pharmacies full of elderly people sitting around clueless as to what steps they needed to take to get their prescriptions filled.  I spent many hours helping my grandmother and her friends at an assisted living facility go over their options and get enrolled.  

          Intelligence agencies keep things secret because they often violate the rule of law or of good behavior. -Julian Assange-

          by ChadmanFL on Fri Oct 04, 2013 at 10:58:00 AM PDT

          [ Parent ]

          •  It took MA 6 weeks to work out the kinks (0+ / 0-)

            And that was just one state without evildoers doing everything they can to sabotage.  

            It took me 24 hours and about three tries to create an account.  I was able to get through all of the application process but NOT get to the actual policies on the second day.  I didn't try yesterday but will continue to try over the weekend.  

    •  I am impressed also (4+ / 0-)

      its not only the heavy volume. Looks like They have to interface with the IRS computers to verify SS and on the other end with insurance companies rate info.  Having been a tax consultant for years and having to deal with IRS computer system I can tell you this is not always a smooth row to hoe.
      Not sure they have had a full 2 years to build infrastructure. Remember that initially the idea was to have the fed website simply sort and direct traffic to the state exchanges.  The biggest mistake may be to have underestimated the extent red states would go to sabotage the system.

      •  This was actually the dumbest plan in the design (0+ / 0-)

        I suspect that a lot of this pain could have been avoided if they'd allowed you to put in information without registering to get a price breakdown.  I'd be shocked if the 2.8 million on day 1 all wanted to buy insurance for certain- many wanted to look and see what the prices would be for them.  SS# verification and insurance status verification aren't necessary to do that.

        •  That's my one real criticism (0+ / 0-)

          getting to see the rates has been impossible.  I finally got as far as "view your eligibility results and then you'll get to the rates".  And that's where it stalled.  I could not get on the site at all today.  

          I just need a ball park on rates.  I need to research the policies anyway, but being able to see the rates have been great.  

          This link will take you to a spreadsheet with rough comparisons for the 34 states either run by the Feds or in partnership.  It lists all of the plans and some basic categories for age, size of family, etc.:  

          You get a good ball park there.  

          I'm 63, so I'm extrapolating my rates from the "adult age 50".  FYI, in Chicago (Cook County) I'm assuming I can get a platinum or gold policy for about $750 before subsidies.  Silver is lower but I'd like to get a gold plan if possible

          With subsidies for a great plan - I'm thinking about $600.  That's what I pay out of pocket now for my medications and no other health care.  So it's a great rate for me.  I'm in the most expensive bracket after all.  

  •  What happens... (1+ / 0-)
    Recommended by:

    when your freedom is stolen?

  •  Would you be willing to share some specifics? (0+ / 0-)

    A mind like a book, has to be open to function properly.

    by falconer520 on Fri Oct 04, 2013 at 10:54:52 AM PDT

  •  Glad to see you thought ahead and (0+ / 0-)

    created an account early.

    Welcome to DKOS.

    Welcome from the DK Partners & Mentors Team. If you have any questions about how to participate here, you can learn more at the Knowledge Base or from the New Diarists Resources Diaries. Diaries labeled "Open Thread" are also great places to ask. We look forward to your contributions.

    The Americas greatest political dynasty...the Kaan

    by catilinus on Fri Oct 04, 2013 at 05:41:07 PM PDT

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