So the word is out, PPACA: Patient Protection and Affordable Care Act will cancel some "health insurance" plans. Yes that is true. Plans that do not meet a minimum stanards of doing honest business that protect people from being ripped-off.
Ripped-off after paying premiums for years in many cases, believing in something that never existed. Health care covereage when one needed it most.
Here is the minimum set of requirements listed at Healthcare.gov and reasons why Losing Your Junk Insurance is a Good Thing (The People's View | October 29, 2013)
•Ambulatory patient services (outpatient care you get without being admitted to a hospital)
•Emergency services
•Hospitalization (such as surgery)
•Maternity and newborn care (care before and after your baby is born)
•Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy)
•Prescription drugs
•Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills)
•Laboratory services
•Preventive and wellness services and chronic disease management
•Pediatric services
republicans are defending the right of insurance cartels to rip people off. That is the story. People who have said they insurance and are happy with what they believe is good coverage now have a law protecting that belief. Iow's what insurance is supposed to be about.
Some (PBS link:) 80% of plans offered by some insurers in the individual markets have ripped off consumers in this way.
So, just wanted to put this out there. I've been hearing a lot of discussion about whether it was smart to say "If you like your insurance plan you'll get to keep it".
Even amongst some Dems the argument revolves around the politics of a statement.
Okay fine, but to push back on that: people may think they "like" their insurance but in many cases it isn't until that insurance was needed to kick in that they discovered there was nothing at all to like. No coverage at all when it's too late.
So now with PPACA people will actually have the coverage they worked for.
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rant over - (and got to go back to 2nd shower pan installation) - thx for listening - and still an advocate of Bernie Sanders SB 703 and house HR 676
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Update. Health care insurance expert Wendell Potter (begins @ minute 12.54) weighs in on junk insurance:
(short ad - sorry)
transcript@ link: http://www.nbcnews.com/...
With more bile from Krauthammer and others for a picture of just how-hair-on-fire irrational the RWNJ republicans have become/are when it comes to protecting corporate profits