Scientists around the world now agree that calamity is coming. Whether it was caused by car emissions, cow farts, or the Wrath of God, climate change has been proven. Catastrophe is no longer a matter of "if", but of "when".
Ever wonder what's going to happen to the Aged?
Nature is cruel, and survival during a crisis often requires cruelty. There is no place for sentiment, only rational pragmatism.
Rational pragmatism requires that only those who can contribute to the survival of the group be allowed to live.
And in a world where water is life, food is scarce, and survival is tough, . . .
. . . who is going to need a trust fund baby?
Who is going to spend resources on a hedge fund manager, or an oil executive? What wisdom can they provide that will make them worth keeping?
Sure, they've got money, but money is only worth something within a civilization. When the collapse comes, food becomes money, and a good well becomes a line of credit.
Loyalty becomes moot. A loyal servant will be the one who kills you painlessly before stealing your supplies. Mercenaries and guards will jump at the chance to guard your fortress of a mansion; their first action will be to get rid of any surplus billionaires loafing around the joint.
Better get started, boys. You are going to have to build a fortress each, and weld electronic kill-collars on a lot of servants if you expect to die in comfort.