I remember seeing diaries on this in the past, for a friend of mine in Oregon (Portland to be exact) which documents are required for a successful foreclosure?
BofA is the one foreclosing at the moment (the loan/mortgage has changed hands more than once) and I know that somewhere back in time there were several good diaries/linkies on the subject.
The family in question cobbled together funds only a month late, and are now being foreclosed upon. I have urged them to become a little more... bloodthirsty in the proceedings. Hence, the need to find out which documents might have been misplaced on their part.