A short and sweet diary to explain why the current health insurance system in the US is such garbage.
My wife is a nurse and I am a teacher. My district covers my daughters’ and my monthly premium, but not if I add my wife so my wife is on her own insurance. My wife also covers us through dental and vision insurance.
Now here is where things get interesting, my wife gets an e-mail from her claims coordinator stating my wife needs to submit the following: Government issued birth certificates for our daughters. Our government issued marriage certificate. Our last 2 years of 1040 tax forms, but with the financial info blacked out. If not, the 3 of us are dropped from insurance.
Thankfully we are able to, and have the means, to easily access all of this. But imagine how many people are faced with the same situation and aren’t? So they lose coverage for all.
Our current system is terrible.