Wow! I’ve been a consumer/ debtor bankruptcy attorney for over 45 years. That’s protecting debtors, the vast majority in hock and up to their eyeballs in debt. Mortgages, credit cards, student loans, car loans, gambling debts, rent, electric bills, medical bills, you name it.
Many of them on unemployment or disability or social security or in the throws of a divorce. Losing their homes or other possessions because they didn’t have $6000.00 to catch up on a mortgage while they or a spouse were in the hospital, or $1200.00 for the electric bill, or money for taxes on the home they’ve lived in for 30 years.
I’ve had people, infirm and in their 80’s, thrown out of their homes because they couldn’t catch up on the mortgage ( the bank doesn’t really have that long to wait in the scheme of things).
The list of stories I have is endless, from lost jobs to ailing family members to deceased spouses. On and on, I hope you get the point!.
Now to the crux of the matter. Never, NEVER in my 45+ years of practice have I had a judge allow one of my clients to pay less than what they legitimately owed in order to stop a collection, sheriff sale, or mortgage foreclosure without the heavy hand of the bankruptcy code. (Not an ad for bankruptcy, just a fact).
I get it, appeals are expensive and not intended for mere delay and not usually available on a fixed or limited income. So there has always been a two tiered system, but why does TFG get his own tier?
Just sayin’. WTF
