Health is one of those things we're always gambling on. Any day, you could find out you have a health condition -- a very expensive one at that. The solution is to spread the risk by paying into a system. Some of us pay more than we'll ever take out. There is, in short, a need to have health insurance.
Insurance companies in the USA, however, are the spawn of the markets and of a market philosophy. No one should be confused into thinking that a "health insurance" is interested in your health. They are gigantic corporations with an interest in making money.
So when Baucus or anyone sends a bill out of committee that depends on insurance companies to get it right, I think they're just being duped.
I'm not saying that I don't have any faith in the insurance companies. I'm saying that I do have faith in the insurance companies. They can be counted on to look out for themselves. I expect them to be fully selfish and try to game the system. I expect them to work for their success, and if that means our failure, it's not their problem.
If these organizations were individuals, we'd call them sociopaths. Hey, don't blame them. No one ever said a corporation had to have a conscience.
Making the sociopaths play by the rules is the role of government.
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