Major Disconnect

stormicats for New Diarists

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Saturday March 17, 2012 · 9:58 AM PDT

2012/03/17 · 09:58

I’m one of the lucky ones. I have a job and for now, it’s secure. I have a steady (if stagnant) paycheck and a 401K that is battered but still extant. Because I have this 401K, I get a monthly newsletter from the investment firm that manages it for my company.

Now, before I go on, I’m sure the financial wizards on this site have a lot of advice on how I could/should be doing this better. That, I think, is a topic I would be happy to explore, but maybe another day.

One of the articles in said monthly newsletter was a “how to spend less and save more.” Well, that’s practical. If they have advice, I’m certainly willing to listen, although I’m pretty sure Mr. Stormicats is about as financially savvy a person for the day-to-day penny-pinching as anyone I’ve ever met. (Me? I need a calculator to balance a checkbook.) So, let’s take a look…

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