If you were looking for an excuse to ignore the meta diaries for a while I have one for you. I have seen several people suggest that we as democrats could form our own pool for health insurance purchases. I like this idea for a number of reasons.
- It would give us a perfect opportunity to demonstrate the soundness of the idea.
- Health insurance is a really good recruiting enticement both for party members and potential candidates.
- It would give us a wallet level argument that we can and will help people out.
- A big pool would give us a real chance at reducing our healthcare costs.
- It sidesteps cultural arguments and puts us directly in communities.
I think this has a lot of potential, but I'm relatively uninformed in the fields of healthcare and insurance, so I'd like your input here. I have a list of questions to get you started in the extended section.
I'd like to know if you think this is a good idea, and if not why not?
What practical problems are there?
Is dKos a place to test this out, or should we try it on a local or state level?
Are there legal obstacles? Are they serious? Trivial?
What am I missing?
Have at it.