Okay, there's not any actual credit card help in this diary. I'm simply a traffic cop here to help you locate the diary that has the great advice.
As she promised recently, Lava20 has published a diary chock-full of wonderful information on convincing credit card companies to lower your interest rate and waive various fees, as well as how to clean up your credit report.
Lava20 brings to this topic her real-world work experience as an insider in the world of banking. She doesn't promise instant results or make dizzying claims; she just offers a series of steps that the determined credit customer can take to improve his or her credit situation.
This post is sliding off the diary list pretty fast, and with so many Kossacks partying in Austin, she's afraid many who might benefit won't see the diary.
So she's asked me to pimp it for her, which I was only too happy to do. I urge you to check out this important community service and recommend it. Don't forget to tip Lava20, too!