We need to leave public option and abortion on the side of the road they are proven to prevent passage. The main problem is that the idea isn't simple enough to sell to joe the idiot!
THE THING THAT NEEDS TO HAPPEN IS WE NEED TO ABOLISH GROUP DISCOUNTS IN THE PRIVATE INSURANCE SECTOR! THIS WOULD LEVEL THE PLAYING FIELD AND GIVE ALL EMPLOYERS A CHANCE TO BUY A POLICY FOR THIER EMPLOYEES.
The other thing is to allow auto insurance type behavioral discounts.
I.e.-not smoking-discount, not drinking- discount,maintain healthy weight-discount, get prevetative care - discount, etc...
Abolishing group discounts levels the insurance scene. Employers still pay to give employees coverage. THe difference is that now all employees could choose from the actual total universe of private plans instead of one company with two to three plans from that one company.
Behavior discounts would actually improve the health of the country. They could be implemented by audit mechanisms that the ins. cos. choose to pursue-ala the life ins. cos. making sure people aren't smoking or riding motorcycles, or skydiving, etc...
THIS CHANGE WOULD POSITIVELY AFFECT THE 80% OF US WHO ARE ALREADY COVERED BY IMPROVING THE CHOICES AVAILABLE AND THEREBY FORCING COMPETITION. IT WOULDN'T COST A DIME! MORE MOM AND POP SHOPS WOULD ACTUALLY BE ABLE TO BUY COVERAGE AND THE INCREASED POOL SHOULD DRIVE DOWN PREMIUMS OR AT LEAST THEIR RISE.- I HOPE SEN. WYDEN IS READING THIS!
WE SHOULD REMEMBER THOSE WHO HAVE NOT ACTED ON OUR BEHALF IN THE SENATE. THEY SHOULD HAVE THEIR DUE IN COURSE WITHLOSS OF COMMITTEE CHAIRMANSHIPS. MAYBE PUTTING UP STIFF COMPETTION FOR THEIR SEATS AND IF THEY'RE SAFELY NOT NEEDING RE-ELECTION, PETITION FOR A RECALL!!!