My income changed in the last month, so, I am changing the plan I am getting through the WA state marketplace. I am close to picking a plan, but I am not sure if I should get a plan with a health saving account (HSA) or without. I certainly wouldn't mind putting the amount of out of pocket medical costs that I might have to pay in a year into a tax deductible saving account, but I have never had one before, so, I don't know the downsides. Anyone know the good/bad of having an HSA?