Let's talk dollars and sense about the argument Hillary is having with Bernie over health insurance. Here's how to calculate the cost to you and your employer of Sanders' Medicare for All. You can then compare that with your current insurance (if you are lucky enough to have it).
Medicare for All
Take your salary and multiply it by .022. That would be your yearly cost.
Your employer's yearly cost would be .062 times your salary.
That's it. No deductibles or co-pays.
For that you get comprehensive coverage including dental, prescription drugs, mental health, substance abuse services, eye care, and medical equipment. And your choice of doctors would not be limited to a network.
Calculating the cost of your current private insurance plan.
The premiums you pay.
The deductible you have to pay before you can begin collecting on your insurance.
Employers must carry health insurance to cover employees. The total premium divided by number of employees is the cost to cover you.
Prescription drug insurance (including deductibles and co-pays).
Dental insurance (including deductibles and co-pays).
The time your doctor has to spend getting permission from your insurance company to perform a procedure (which may get denied).
Your time appealing a denial.
And your employer decides which insurance company to use. It may be a company which has a limited network of doctors since only a few doctors are willing to work for the low fees it pays.
If you have capital gain income, Bernie's plan will ask you to pay the same rate on the gain as those who work for a living.
If you make more than $250,00, Bernie's plan will ask you to pay higher income tax rates in order to help pay for Medicare for All.
Hillary Clinton says that Medicare for All will raise taxes and she is right if you consider a premium sent to the government to be a tax. The important consideration here is cost. Which plan will cost you less? Also, you might want to consider that your government is not interested in making a profit. How can a private insurer make a profit? By charging you more and/or denying your claim.
I have been on Medicare for over 15 years and have never had a problem with doctor bills and hospital bills being paid promptly by Medicare. Indeed, no one among my septuagenarian friends has ever had a problem. As those of us on Social Security and Medicare know, with these programs at least, the government can do things right .