This is a a short summary of a report from NPR.org
“How Large Employer Health Plans Could be Affected by Obamacare Overhaul” by Michelle Andrews
Please read the entire article on the NPR site for more information: www.npr.org/...
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Services that you may need to pay for (or pay copays for) in the future:
• Preventative services, including routine screenings/tests, mammograms, colonoscopies, and immunizations. Birth control could become a participant’s largest expense.
• Annual caps and lifetime limits may go away, causing huge out-of-pocket expenses.
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Items that could be reinstated:
• Waiting periods to join a plan
• Waiting periods for pre-existing conditions
• “Mini-med” policies with skimpy benefits
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Services and benefits you could lose:
• The ability to keep your adult child (to age 26) on your plan.
• Appeal rights.
• Basic coverage standards for large-group plans including hospitalization coverage and more than a few doctor visits each year.
• Large-group plans that meet a minimum-value, paying at least (on average) 60% of covered services.
(End of info from NPR.)
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I am retired, so I’m not exactly on an employer’s heath plan, but I’m on a large-group plan for those who have retired as a public school employees, so I assume my plan could be affected in similar ways. Everyone on the plan is a senior-citizen and, therefore, potentially at risk for more health problems than younger people. If prices increase greatly, as predicted if ACA goes away, many retirees like me will be in big trouble.
Paul Ryan has blocked his office phone and fax and turns away deliveries of petitions.
Instead, send letters or postcards to his home and offices:
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